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FFB Investments Terms of Service

Effective Date: 5/1/24

Welcome to FFB Investments ("we," "our," or "us"). These Terms of Service ("Terms") govern your access to and use of our website www.ffbinvestments.com (the "Site") and our investment services. By accessing or using our Site and services, you agree to comply with and be bound by these Terms. If you do not agree to these Terms, please do not use our Site or services.

1. Acceptance of Terms

By accessing or using our Site and services, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you are using our services on behalf of an entity, you represent and warrant that you have the authority to bind that entity to these Terms.

2. Changes to Terms

We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the new Terms on the Site and updating the effective date at the top of these Terms. Your continued use of the Site and services after any such changes constitutes your acceptance of the new Terms.

3. Description of Services

FFB Investments provides investment advisory services and related financial products. The specific services and products offered may vary and are described in more detail on our Site. We reserve the right to modify or discontinue, temporarily or permanently, any service or product at any time without notice.

4. Registration and Account Security

To access certain features of our Site and services, you may be required to register for an account. You agree to: - Provide accurate, current, and complete information during the registration process. - Maintain the security of your password and accept all risks of unauthorized access to your account and the information you provide. - Notify us immediately if you discover or suspect any security breaches related to the Site or your account.

5. User Conduct

You agree not to use the Site or services to: - Violate any local, state, national, or international law or regulation. - Engage in any activity that interferes with or disrupts the Site or services. - Impersonate any person or entity or otherwise misrepresent your affiliation with a person or entity. - Post or transmit any content that is defamatory, obscene, offensive, or otherwise inappropriate.

6. Fees and Payments

Certain services or products may be offered for a fee. You agree to pay all applicable fees in connection with your use of the services and products. All fees are non-refundable unless otherwise stated.

7. Investment Risks

Investments involve risks, including the possible loss of principal. Past performance is not indicative of future results. You acknowledge that you understand these risks and that FFB Investments cannot guarantee any specific outcomes or returns.

8. Disclaimers and Limitation of Liability

Our services and the information provided on the Site are offered on an "as-is" and "as-available" basis. To the fullest extent permitted by law, FFB Investments disclaims all warranties, express or implied, including but not limited to implied warranties of merchantability and fitness for a particular purpose.

FFB Investments will not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use or inability to use the Site or services, including but not limited to damages for loss of profits, data, or other intangibles, even if we have been advised of the possibility of such damages.

9. Indemnification

You agree to indemnify, defend, and hold harmless FFB Investments, its affiliates, officers, directors, employees, agents, and licensors from and against any and all claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) arising from your use of the Site or services, violation of these Terms, or violation of any rights of another.

10. Governing Law

These Terms and any disputes arising out of or related to these Terms or your use of the Site or services will be governed by and construed in accordance with the laws of the [Your State/Country], without regard to its conflict of law principles.

11. Dispute Resolution

Any disputes arising out of or related to these Terms or your use of the Site or services shall be resolved through binding arbitration in accordance with the rules of the American Arbitration Association. The arbitration will take place in [Your City, State], and the decision of the arbitrator will be final and binding.

12. Severability

If any provision of these Terms is found to be invalid or unenforceable by a court of competent jurisdiction, the remaining provisions of these Terms will remain in full force and effect.

13. Entire Agreement

These Terms, along with our Privacy Policy, constitute the entire agreement between you and FFB Investments regarding your use of the Site and services, superseding any prior agreements between you and FFB Investments relating to your use of the Site and services.

14. Contact Us

If you have any questions about these Terms, please contact us: - Email: support@ffbinvestments.com

By using our Site and services, you acknowledge that you have read, understood, and agree to be bound by these Terms. Thank you for choosing FFB Investments.